Special Needs Plans (SNPs) are a type of Medicare Advantage plan that is only available to Medicare beneficiaries who meet certain qualifying conditions. They can offer richer benefits than typical Medicare Advantage plans, BUT you must qualify.
There are 3 types of Medicare Special Needs Plans:
Dual Eligible Special Needs Plans are for people who are eligible for both Medicare and Medicaid. Each plan will specify a level of Medicaid that is required in order to be eligible, so just because you have Medicaid does not mean you are guaranteed to be approved.
We have a detailed page explaining plans for Medicare and Medicaid.
Other facility may also qualify if they offer similar services and have residents with similar needs as the facilities listed above.
In order to apply for an Institutional plan, you will need to submit proof of institutionalization for at least 90 days. In certain circumstances, you could even be approved for an I-SNP if you’re receiving nursing care in a home instead of a facility.
C-SNP plans are available for people with one or more severe or disabling chronic conditions. The following are a list of conditions that may qualify you for a C-SNP plan.
In order to qualify for a Special Needs Plan, you must meet the criteria of the plan:
Medicare Special Needs Plans are a great option for those who meet the criteria. If you have certain chronic diseases, live in an institution, or have Medicaid, it may be worth checking to see if you are eligible for these benefit rich plans. Schedule an appointment with The Medicare Family today!
A Cheat Sheet For Medicare & Social Security
Download this FREE printable cheat sheet to get the information you need in one place. You’ll never worry about forgetting a number, date, or deadline again.
For 40 years, our family has been helping seniors understand their Medicare benefits and find the best plan for their unique situation – the best part? Our service is always 100% free to you!
Wouldn’t this be
Easier on video?
Reading about Medicare can be confusing…Thats why we took all the important parts and put them into an easy, free video.