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Life Insurance

Many retirees are used to having life insurance offered by their employers, but once they retire…there goes their life insurance. But by that age, isn’t it to late to get life insurance? No it’s not. In this article we break down the different types of life insurance options available to seniors.

Types of Life Insurance for Seniors

There are 3 types of life insurance available for people of Medicare age:

Final Expense

Final Expense (also called Burial Insurance) is a type of whole life policy that is designed to cover funeral expenses. 

Guaranteed Issue

Guaranteed Issue life insurance does not disqualify you based on your health, but will have some conditions in order to qualify for the full death benefit.

Term Insurance

Term life insurance covers a set duration of time (ie. 20 years).


Can I get life insurance if I'm not healthy?

Yes, there are types of life insurance that do not require any health questions in order to qualify.


Have questions? We can help! Give us a call and we can walk you through all of your options today!

Sylvia Gordon, aka Medicare Mama®, is an expert on all things Medicare and Social Security. She is the 2nd Generation here at The Medicare Family and has served on the advisory boards of major insurance companies like UnitedHealthcare®, Cigna, and Anthem. In her free time, she can be found taking care of her animals (dogs, goats, peacocks, chickens), and reading a good book. Learn More.
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