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Health Insurance

Before becoming eligible for Medicare, you will have to get health insurance from one of 3 options. In this article we cover those options and how to handle your health insurance before starting Medicare.

Health Insurance Explained

With the rising cost of Medical expenses these days, having quality health insurance is a critical part of everyone’s financial plan. 

Under 65 Health Insurance Options

There are 3 main ways to get health insurance prior to Medicare:

ACA Marketplace

The Affordable Care Act (ACA) marketplace at Healthcare.gov is a very common option.

Medicare Doesn’t Have To Be So Hard…

Schedule your FREE appointment to have our team answer your questions and make Medicare easy.

Short Term Medical

Short-term Medical insurance plans are an alternative to the ACA marketplace, but they do require health underwriting. 

Employer Group Insurance

Most people who don’t have Medicare are on a employer group health plan.


I'm starting Medicare, what can I get for my younger spouse?

Your spouse will most likely need to get coverage through the ACA marketplace or from a short-term medical insurance plan until they are able to sign up for Medicare.


Have questions? We can help! Schedule an appointment with us and our friendly team will walk you through your unique situation…for free!

Sylvia Gordon, aka Medicare Mama®, is an expert on all things Medicare and Social Security. She is the 2nd Generation here at The Medicare Family and has served on the advisory boards of major insurance companies like UnitedHealthcare®, Cigna, and Anthem. In her free time, she can be found taking care of her animals (dogs, goats, peacocks, chickens), and reading a good book. Learn More.
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For 40 years, our family has been helping seniors understand their Medicare benefits and find the best plan for their unique situation – the best part? Our service is always 100% free to you!

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