If your are going to continue working after age 65, you’ll need to understand how Medicare works with your employer group insurance. Sometimes you are required to sign up for Medicare Part A and Part B. Other times you are not. Read on to learn more!
If your employer has 20+ employees, their employer group insurance coverage will be primary. In this situation, it often does not make sense to get sign up for Medicare.
If your employer has under 20 employees, their employer group insurance will be secondary to Medicare. In this situation you will have to sign up for Medicare Part A and Part B.
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As long as your employer offers “Creditable Coverage”, you will not have a penalty if you delay taking your Medicare.
To do a cost-benefit comparison of your existing coverage vs. Medicare, schedule an appointment with The Medicare Family. We’ll walk you through the plans, prices, and answer any questions you have about your unique situation.
For 40 years, our family has been helping seniors understand their Medicare benefits and find the best plan for their unique situation – the best part? Our service is always 100% free to you!
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