Available Mon-Fri, 9am-6pm ET | Call 800-970-1964
Medicare Part A is primarily coverage for hospital care when you’re admitted into the hospital as an inpatient. In order for your hospital stay to fall under Part A, the hospital must accept Medicare, which the vast majority of hospitals do.
| Qualification | Premium |
|---|---|
|
You or your spouse worked 40 quarters (10 years) in the USA. |
$0 per month |
|
You or your spouse worked between 30-39 quarters (7.5-10 years) in the USA. |
$278 per month |
|
You or your spouse worked fewer than 30 quarters (7.5 years) in the USA. |
$506 per month |
| Coverage Stage | Cost Sharing |
|---|---|
|
Deductible |
$1,600 per benefit period |
|
Days 1-60 |
$0 co-pay per day |
|
Days 61-90 |
$400 co-pay per day |
|
Days 91-150 |
$800 co-pay per "Lifetime Reserve Day" |
|
Beyond Lifetime Reserve Days |
All costs |
A common problem we see, is that many people will take Part A when turning age 65 even though they are still working. The issue is that when you take Medicare Part A, you’re no longer eligible to make tax-free contributions to your Health Savings Account (HSA).
If you are unsure whether you need Medicare Part A or not, ask your HR department or give us a call and we’ll do our best to guide you in the right direction.
Next up is Medicare Part B – Medical Insurance.
A Cheat Sheet For Medicare & Social Security
Download this FREE printable cheat sheet to get the information you need in one place. You’ll never worry about forgetting a number, date, or deadline again.
“This was the best experience I’ve ever had dealing with Medicare information.” – Darrell P.
For 40 years, our family has been helping seniors understand their Medicare benefits and find the best plan for their unique situation – the best part? Our service is always 100% free to you!
Wouldn’t this be
Easier on video?
Reading about Medicare can be confusing…Thats why we took all the important parts and put them into an easy, free video.
Connect With Us
© 2023 The Medicare Family. All Rights Reserved.
Owned by: ESG Insurance LLC. This website is not connected with the federal government or the federal Medicare program. The purpose of this website is the solicitation of insurance. We do not offer every plan available in your area. Currently we represent 31 organizations which offer 3,740 products. Please contact Medicare.gov or 1-800 MEDICARE or your local State Health Insurance Program to get information on all of your options.
