If you’re taking your Social Security benefits, you’ll be automatically enrolled in Medicare Part A when you turn age 65.
If you’re not taking Social Security, you’ll have to sign up for Medicare Part A and Part B using one of the methods we discuss on this page: Applying For Medicare.
For those who are continuing to work and have creditable health coverage through their employer health plan, you may or may not need to sign up for Part A.
A common problem we see, is that many people will take Part A when turning age 65 even though they are still working. The issue is that when you take Medicare Part A, you’re no longer eligible to make tax-free contributions to your Health Savings Account (HSA).
If you are unsure whether you need Medicare Part A or not, ask your HR department or give us a call and we’ll do our best to guide you in the right direction.
Next up is Medicare Part B – Medical Insurance.