Mutual of Omaha is a long-standing U.S. insurer that offers Medicare Supplement (Medigap) plans, plus related Medicare Advantage and Part D options in many areas through affiliated brands. We work with Mutual of Omaha because it is financially sound and has been a steady option for many of our clients. What’s available still depends on your state and ZIP code, so the right next step is to compare the plans actually offered where you live.
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Medicare Supplement Plan F is one of the most complete standardized Medigap plans. It is designed to cover the gaps left by Original Medicare, including the Part B deductible and most coinsurance, so you usually have little left to pay when Medicare approves a service. Important: if you became newly eligible for Medicare on or after January 1, 2020, you generally cannot buy Plan F. Mutual of Omaha Plan F availability also varies by state. We’ll tell you if it’s still an option for you.
Medicare Supplement Plan G is the plan most new Medigap shoppers compare today. It covers nearly the same gaps as Plan F, except you pay the annual Part B deductible yourself. After that, Plan G typically picks up the Medicare-approved coinsurance Mutual of Omaha is responsible for under the plan. Many of our clients choose Plan G when they want strong coverage at a lower monthly premium than Plan F. We’ll check Mutual of Omaha’s Plan G rates in your area against other carriers.
Medicare Supplement Plan N usually costs less each month than Plan G, but you share a little more of the cost when you get care. Plan N typically includes small copays for some doctor visits and emergency room visits (when you aren’t admitted), and it does not cover the Part B deductible or Part B excess charges. Mutual of Omaha Plan N can be a good fit if you want lower premiums and you’re comfortable with those tradeoffs. We’ll walk through the numbers for your ZIP code.
Mutual of Omaha is one of the Medigap carriers we represent, and many of our clients are happy with it. That does not mean it is the right company for everyone. Medigap benefits are standardized by plan letter, so Plan G from Mutual of Omaha covers the same benefit gaps as Plan G from another carrier. What changes is the premium, the company’s rate history in your state, and how easy claims and service feel to you. The only way to know if Mutual of Omaha is a good fit is to compare it side by side with the other solid options where you live.
So there you have it, a list of the insurance companies we represent and why we choose them. This may seem like a lot (and it is), but not all of these companies offer insurance plans in every state. To see which companies offer plans in your area, schedule an appointment with us or give us a call.
“This was the best experience I’ve ever had dealing with Medicare information.” – Darrell P.
For 40 years, our family has been helping seniors understand their Medicare benefits and find the best plan for their unique situation – the best part? Our service is always 100% free to you!
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Mutual of Omaha is a diversified financial organization offering a variety of insurance and financial products across the United States. With over a century of service, it provides Medicare insurance options, life insurance, and financial services to millions of policyholders, and is highly regarded for its strong customer service and financial stability.
Mutual of Omaha stands out with its flexible Medicare insurance plans that let you see any doctor who takes Medicare, anywhere in the U.S., with no referrals needed. Not just in the states, these plans cover you on your travels abroad too, giving peace of mind wherever you go. They’re known for top-notch service and reliability, thanks to strong financial health and great customer reviews. Plus, once you sign up, your coverage renews every year as long as you pay your premiums, keeping your healthcare consistent and stress-free.
Mutual of Omaha’s Medicare Supplements stand out due to their comprehensive coverage options and flexible terms designed to fit a variety of personal health care needs. They consistently receive high marks for customer service and claim efficiency, ensuring that policyholders receive timely support when needed. Additionally, Mutual of Omaha’s long-standing reputation in the insurance industry underscores their commitment to offering dependable health coverage solutions for Medicare beneficiaries.
This plan is appealing for those seeking flexibility without a monthly premium. It offers comprehensive coverage including prescription drugs, dental, vision, and hearing care, all under a PPO framework that allows for both in-network and out-of-network services at controlled costs.
This plan offers similar benefits to the no premium option but includes a low monthly premium. It's designed for individuals who might need more frequent healthcare services and are willing to pay a small premium for lower copayments and deductibles.
Targeted at those needing extensive medical services, this plan includes enhanced benefits with a higher premium. It covers additional services and offers lower out-of-pocket costs for high-usage beneficiaries, making it suitable for those with significant healthcare needs.
This plan is ideal for those who may require broader drug coverage, including both generic and brand-name medications. It provides extensive formulary options, catering to a wide array of prescription needs.
This plan is more budget-friendly, suitable for those who primarily need generic medications. It offers low or no copayments for preferred generic drugs at selected pharmacies, making it a cost-effective option for routine prescriptions.
This plan is an economical choice for those seeking basic prescription drug coverage with manageable costs. It features a moderate monthly premium and annual deductible, specifically designed to cover essential medications without an annual deductible for all drug tiers, making it a practical option for those with standard pharmaceutical needs.
There is no best overall company, but there may be a best company in your area for your unique situation. That’s why it’s so important to work with a Medicare broker.
Not necessarily. There are small, well-run companies that you’ve never heard of because instead of spending their money on Super Bowl commercials, they reinvest that into their business.
If you had a good experience with that company in the past, then sure.
However, the Medicare side and Employer Group health parts of the insurance company are totally separate business units (often in different parts of the country).
Explore Mutual of Omaha’s Medicare Supplement and Part D plans to find options that offer comprehensive, nationwide coverage, flexibility in choosing healthcare providers, and reliable financial stability. Whether you need routine care, travel coverage, or special medication plans, Mutual of Omaha delivers with exceptional service and a commitment to customer satisfaction. To see which plans are offered in your area, schedule an appointment with us or give us a call.
“This was the best experience I’ve ever had dealing with Medicare information.” – Darrell P.
For 40 years, our family has been helping seniors understand their Medicare benefits and find the best plan for their unique situation – the best part? Our service is always 100% free to you!
Wouldn’t this be
Easier on video?
Reading about Medicare can be confusing . . . That’s why we took all the important parts and put them into an easy, free video.
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