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Every year during the Medicare Annual Election Period (AEP), millions of Medicare beneficiaries are able to make certain changes to their insurance coverage for the coming year.
Watch the video below to learn what you can do, when you have to do it, and tips for how to get the most out of your coverage for 2023.
| Medicare Costs | 2022 | 2023 |
|---|---|---|
|
Part B Premium |
$170.10 |
$164.90 |
|
Part B Deductible |
$233 |
$226 |
All Medicare Advantage and Prescription Drug Plans are required to send out an Annual Notice of Change (ANOC) letter to all plan members by September 30. This ANOC letter describes the changes to the coverage for the coming year.
In most cases, your existing plan will be offered in the new year and you will be automatically enrolled in the same plan without needing to take any additional action.
Starting October 1, brokers (like us) are allowed to view and discuss plan benefits for 2023. We can help you pick out the perfect plan for your situation, BUT no enrollments are allowed until October 15.
Starting October 15, you can enroll in Medicare Advantage and Part D Drug Plans for January 1st, 2023. This is the only period where most people can make changes to their plans.
All plans submitted for 2023 during AEP will begin coverage on January 1st, 2023. The insurance companies will mail you your welcome packet and ID cards in advance, so that you are ready to use your coverage on January 1st.
If you started Medicare Part B
No, your Medicare Supplement plan is not affected in any way by the Annual Election Period. You are able to change your Supplement plan any month of the year as long as your health qualifies.
Yes,
Yes,
During AEP, you will receive dozens of calls (sometime per day) from sales reps trying to enroll you in a certain plan. BEWARE! We work by appointment only, so that you can handle Medicare on your terms.
We represent 62 of the top insurance companies in the country. Our experienced team can help you compare plans in your area and select the one that is right for you.
Our service is always 100% free. The insurance companies pay brokers like us so that you don’t have to.
“This was the best experience I’ve ever had dealing with Medicare information.” – Darrell P.
For 40 years, our family has been helping seniors understand their Medicare benefits and find the best plan for their unique situation – the best part? Our service is always 100% free to you!
Wouldn’t this be
Easier on video?
Reading about Medicare can be confusing…Thats why we took all the important parts and put them into an easy, free video.
© 2023 The Medicare Family. All Rights Reserved.
Owned by: ESG Insurance LLC. This website is not connected with the federal government or the federal Medicare program. The purpose of this website is the solicitation of insurance. We do not offer every plan available in your area. Currently we represent 31 organizations which offer 3,740 products. Please contact Medicare.gov or 1-800 MEDICARE or your local State Health Insurance Program to get information on all of your options.
© 2024 The Medicare Family. All Rights Reserved.
Owned by: ESG Insurance LLC. This website is not connected with the federal government or the federal Medicare program. The purpose of this website is the solicitation of insurance. We do not offer every plan available in your area. Currently we represent 31 organizations which offer 3,740 products. Please contact Medicare.gov or 1-800 MEDICARE or your local State Health Insurance Program to get information on all of your options.
© 2024 The Medicare Family. All Rights Reserved.
Owned by: ESG Insurance LLC. This website is not connected with the federal government or the federal Medicare program. The purpose of this website is the solicitation of insurance. We do not offer every plan available in your area. Currently we represent 31 organizations which offer 3,740 products. Please contact Medicare.gov or 1-800 MEDICARE or your local State Health Insurance Program to get information on all of your options.
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