When we explain to our clients that our service is 100% free and they never have to pay extra to for our help, we often are asked: “well nobody works for free…how do you get paid?”
This is a really important thing to understand. Knowing how someone gets paid gives you an idea of whether you can trust their recommendation or not. For example, when you see a TV commercial from one of the big insurance companies telling you about how their plans are #1….can you really trust them? It doesn’t take much digging to realize that OF COURSE they’re going to tell you they have the best plans, thats all they have to offer!
HELPFUL TIP: All insurance companies will tell you they are the best!
The only way to get an unbiased recommendation on which plan will work for you is to have an advisor who represents many, many different companies.
Here at The Medicare Family, if we help you identify a good plan and then enroll you in that plan, we are paid a small commission directly from the insurance company. It’s built into the plan’s monthly premium, so you’ll pay the same whether you get our help or not.
That means you get our 30+ years of experience and 5-star rated team for free! So why not see if we can help you find better coverage?
Medicare Doesn’t Have To Be So Hard…
Schedule your FREE appointment to have our team answer your questions and make Medicare easy.
There are several significant benefits of working with a Medicare broker instead of working with an insurance company directly:
Ok, so now that you know why it’s a no-brainer to work with a Medicare broker, lets talk about what you should choose The Medicare Family over any other Medicare insurance broker.
Here are the top 3 reasons to choose The Medicare Family:
Nope! You pay the same whether you work with an independent Medicare broker (like The Medicare Family) or if you call the insurance company directly.
Insurance companies pay brokers a commission when they enroll someone into an insurance plan.
Yes. Medicare Supplement companies have different commission rates for agents which increase based on how much production an agent or agency has.
Medicare Advantage commissions were standardized by the Federal Government several years ago, so one company cannot pay more than another.
It depends. When you are new to Medicare, Advantage plans pay agents significantly more than Medigap plans (nearly double). After that, Medigap pays more on average, but its pretty close.
Overall, there is not a significant difference between the two, but be cautious of agents who PUSH Medicare Advantage when you’re new to Medicare. They may be doing so for their interests, not yours.
Honestly, there are not any downsides to working with a good Medicare agent. You pay the same amount for your plan and you get the benefit of having an advisor who can give you professional advice you can’t and won’t get from the insurance company.
Overall, being a Medicare insurance broker is a fantastic career because we can help you through the Medicare maze and you don’t even have to pay us for it! We’d be honored if you choose to work with us. To get started, schedule an appointment or give us a call.
For 40 years, our family has been helping seniors understand their Medicare benefits and find the best plan for their unique situation – the best part? Our service is always 100% free to you!
Wouldn’t this be
Easier on video?
Reading about Medicare can be confusing…Thats why we took all the important parts and put them into an easy, free video.
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