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Dental, Vision, Hearing

Dental, Vision, Hearing

Many people are surprised to learn that Original Medicare Part A & B have little to no coverage for your dental, vision, or hearing coverage. The only exception to this is vision coverage, where Medicare will cover glaucoma, cataracts, and macular degeneration. Because of this, many Medicare beneficiaries will look for additional coverage that will cover these important areas.

If you choose a Medicare Advantage plan, many times the plan will include some coverage for dental and vision. Typically it is best used for your annual checkups and cleanings, but doesn’t include much comprehensive coverage for “the big stuff” like root canals, crowns, etc.

If you choose a Medicare Supplement (Medigap) plan, your plan can only cover Medicare approved charges so since Medicare itself doesn’t cover most dental, vision, or hearing neither will your supplement plan. That means you must look for a separate plan to cover these areas, just like you have to do for a prescription drug plan.

Thankfully, there are many good options out there. Just like with every other part of Medicare coverage, The Medicare Family represents many of the top companies offering coverage for dental, vision, and hearing. Some companies even lump them all together into a single plan that is specially designed for Medicare beneficiaries. These plans range from $25-50 per month and are available in most states. Give us a call for more details and request a brochure that gives the full outline of coverage.

Note: Nearly every dental insurance company has a 12-month waiting period before you can use it to cover major procedures like a root canal, crown, et. Because of this, we recommend getting a dental plan before you need one, so that when the time comes, you’ll be able to use your plan!

You can enroll yourself in a Dental plan by using the link below:
https://dental.gomedico.com/?an=111038VVNN

 

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